Resources for Individuals

Click on the following links for additional resources:


Resources for Small Businesses

Heffernan Elite Benefits Insurance Services has established relationships with various companies to provide support and education for small businesses.

Human Resources Advisors, Inc.

We make an HR Consultant available to our clients. The first telephone consult is complimentary for all our group clients.

Established almost 20 years ago by CEO Barbara Freet, Human Resource Advisors brings together HR professionals with over 70 years of combined experience in all pertinent disciplines. Our consultants become your ‘go to’ source for all HR issues. They understand your business because each has over 15 years plus of hands-on HR senior management background in a variety of industries. Call Human Resource Advisors at 925-310-4824.

Cobra OnQue

We provide this software program at a discounted price for all our Federal Cobra Clients. Cobra OnQue is Cobra compliance management software.


  • Advanced technology manages complex COBRA tasks automatically.
  • Comprehensive reporting and all notifications for compliance.
  • Teaches and advises about COBRA every step of the way.
  • Includes OnQue’s digital reference manual, COBRAnswers.

HR Ledger, Inc.

HR Ledger, Inc. provides a variety of comprehensive outsourcing solutions for businesses, including a payroll service, utlilzing state-of-the-art technology engineered by the leading payroll vendor software company in the country.

HSA Resources

HTH Worldwide

HTH Worldwide is our carrier of choice for travel insurance.

IRS Small Business Health Care Tax Credit FAQ

IRS Small Business Health Care Tax Credit FAQ

Dept. of Labor Employee Benefits Security Administration

Dept. of Labor Employee Benefits Security Administration


Employee Benefits Report

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