Heffernan Elite Benefits Insurance Services LLC is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the Heffernan Elite Benefits Insurance Services LLC site and governs data collection and usage. By using the Heffernan Elite Benefits Insurance Services LLC site, you consent to the data practices described in this statement.
Collection of your Personal Information
Heffernan Elite Benefits Insurance Services LLC collects personally identifiable information, such as your email address, name, home or work address or telephone number. Heffernan Elite Benefits Insurance Services LLC also collects anonymous Heffernan Elite Benefits Insurance Services LLC graphic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by Heffernan Elite Benefits Insurance Services LLC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by Heffernan Elite Benefits Insurance Services LLC for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Heffernan Elite Benefits Insurance Services LLC site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Heffernan Elite Benefits Insurance Services LLC public message boards, this information may be collected and used by others. Note: Heffernan Elite Benefits Insurance Services LLC does not read any of your private online communications.
Heffernan Elite Benefits Insurance Services LLC encourages you to review the privacy statements of Web sites you choose to link to from Heffernan Elite Benefits Insurance Services LLC so that you can understand how those Web sites collect, use and share your information. Heffernan Elite Benefits Insurance Services LLC is not responsible for the privacy statements or other content on Web sites outside of the Heffernan Elite Benefits Insurance Services LLC and Heffernan Elite Benefits Insurance Services LLC family of Web sites.
Use of your Personal Information
Heffernan Elite Benefits Insurance Services LLC collects and uses your personal information to operate the Heffernan Elite Benefits Insurance Services LLC Web site and deliver the services you have requested. Heffernan Elite Benefits Insurance Services LLC also uses your personally identifiable information to inform you of other products or services available from Heffernan Elite Benefits Insurance Services LLC and its affiliates. Heffernan Elite Benefits Insurance Services LLC may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Heffernan Elite Benefits Insurance Services LLC does not sell, rent or lease its customer lists to third parties. Heffernan Elite Benefits Insurance Services LLC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Heffernan Elite Benefits Insurance Services LLC may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Heffernan Elite Benefits Insurance Services LLC, and they are required to maintain the confidentiality of your information.
Heffernan Elite Benefits Insurance Services LLC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Heffernan Elite Benefits Insurance Services LLC keeps track of the Web sites and pages our customers visit within Heffernan Elite Benefits Insurance Services LLC, in order to determine what Heffernan Elite Benefits Insurance Services LLC services are the most popular. This data is used to deliver customized content and advertising within Heffernan Elite Benefits Insurance Services LLC to customers whose behavior indicates that they are interested in a particular subject area.
Heffernan Elite Benefits Insurance Services LLC Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Heffernan Elite Benefits Insurance Services LLC or the site; (b) protect and defend the rights or property of Heffernan Elite Benefits Insurance Services LLC; and, (c) act under exigent circumstances to protect the personal safety of users of Heffernan Elite Benefits Insurance Services LLC, or the public.
Use of Cookies
The Heffernan Elite Benefits Insurance Services LLC Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Heffernan Elite Benefits Insurance Services LLC pages, or register with Heffernan Elite Benefits Insurance Services LLC site or services, a cookie helps Heffernan Elite Benefits Insurance Services LLC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Heffernan Elite Benefits Insurance Services LLC Web site, the information you previously provided can be retrieved, so you can easily use the Heffernan Elite Benefits Insurance Services LLC features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Heffernan Elite Benefits Insurance Services LLC services or Web sites you visit.
Security of your Personal Information
Heffernan Elite Benefits Insurance Services LLC secures your personal information from unauthorized access, use or disclosure. Heffernan Elite Benefits Insurance Services LLC secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Heffernan Elite Benefits Insurance Services LLC will occasionally update this Statement of Privacy to reflect company and customer feedback. Heffernan Elite Benefits Insurance Services LLC encourages you to periodically review this Statement to be informed of how Heffernan Elite Benefits Insurance Services LLC is protecting your information.
Contact Information
Heffernan Elite Benefits Insurance Services LLC welcomes your comments regarding this Statement of Privacy. If you believe that Heffernan Elite Benefits Insurance Services LLC has not adhered to this Statement, please contact Heffernan Elite Benefits Insurance Services LLC. We will use commercially reasonable efforts to promptly determine and remedy the problem.